We havee BBS 4th Year Financial Institutions Model Questions Paper. If you are a BBS 4th Year Finance Group Students than this model questions can be useful for the preparation of the exam.
BBS 4th Year Financial Institutions Model Questions Paper
Following are the Questions and theirs answers are in pdf below.
1. Define technology and operation risk.
2. Name three widely accepted goals of monetary policy. Explain one in brief.
3. How do you differentiate participating policies from non-participating policies?
4. What do you mean by load? Explain with example.
Also Read: BBS 4th Year Old Questions Paper PDF
5. What is credit creation?
6. Write the concept of microfinance.
7. Write the concept of position trading.
8. What is the role of a pension plan sponsor?
9. Assume a real risk-free rate of 3 percent, inflation premium of 3 percent and default risk premium of 2.5 percent. If a 5-year security yield 9 percent, what is its maturity risk premium? Assume there is no liquidity risk attached to this security.
10. You are attempting to invest Rs 50,000 in a mutual fund that charges 2 percent front-end load fee. What will be your net investment in this mutual fund?
Read: BBS 4th year All subject Notes.
Also Read: TU BBS 4th year Syllabus & subjects.
Also Read: BBS 4th Year Old Questions Paper PDF
Read: BBS 4th Year Model Question Answer.
Also Read: BBS 4th Year Old is Gold Pdf.
Group B
11. What are the roles of financial intermediaries. Explain.
12. Suppose ABC commercial bank has assets of Rs 20 million with a risk weight of zero, assets of Rs 250 million with a 0.2 risk weight, assets of Rs 870 million with a 0.5 risk weight and assets of Rs 950 million with a risk weight of 1. Further suppose that this bank reports Tier I capital of Rs 250 million and Tier II capital of Rs 80 million.
a. What is the total risk-weighted assets of this bank?
b. What is the Tier I capital ratio?
c. What is the Tier II capital ratio?
d. What is the total capital ratio?
e. Do you think that the bank has proper capital ratio as per demanded by NRB. Explain.
13. Define the pension funds and explain different types of pension funds.
Also Read: BBS 4th year Financial Institutions 2081 Questions Paper.
16. Your employer pays a flat amount of Rs 5,000 per year for every year of employment. An employee works 25 years for the firm. His/her average salary over his/her entire career with the firm was Rs 55,000. His/her average salary over the last five years was Rs 60,000. Annual retirement payout is 4 percent. Calculate annual retirement benefits and monthly retirement benefits for the following defined benefit plans:
(a) Flat benefit plan (b) Career average plan (c) Final pay plan
Group C
17. Explain the concept of microfinance. Why microfinance is more taken as a socio- economic development tool than banking services?
18.(b) Suppose Nepal Rastra Bank were to inject Rs 100 million of reserves into the banking system by an open market purchase of Treasury bills. If the required reserve ratio were 10%, what is the maximum increase in M1 that the new reserves would generate? Assume that banks make all the loans their reserves allow, that firms and individuals keep all their liquid assets in depository accounts, and no money is in the form of currency.
Other Important Links
a. BBS 4th Year Proposal Sample PDF
b. BBS 4th-year project report pdf
