For Report of Analysis of Financial Statement of Everest Bank pdf: CLICK HERE
BBS 4th year proposal sample pdf
The is on the Topic ” A PROPOSAL ON ANALYSIS OF FINANCIAL STATEMENT OF EVEREST BANK LIMITED ”
A project work Proposal on
ANALYSIS OF FINANCIAL STATEMENT OF
EVEREST BANK LIMITED
Group: Finance or Account
Faculty of Management
In Partial fulfillment of the requirements for the degree of
TABLE OF CONTENT
- Scope of Study
- Statement of Problems
- Objective of the Study
- Research Methodology
- Data presentation and analysis tool
- Chapter plan
- Limitation of the Study
A PROPOSAL ON ANALYSIS OF FINANCIAL STATEMENT OF
EVEREST BANK LIMITED
Financial performance analysis is the process of analyzing a company’s financial statements for decision-making purposes and to understand the overall health of an organization. Financial statements record financial data, which must be evaluated through financial performance analysis to become more useful to investors, shareholders, managers, and other interested parties. It is the method of evaluating the past, present, and projected performance of a company. Analysts track performance measures across financial statements using several different methods for financial performance analysis, including vertical, horizontal, and ratio analysis. It helps to analyze whether an entity is stable, solvent, liquid or profitable enough to warrant a monetary investment.
Everest Bank Limited (EBL) is one of the leading commercial banks in Nepal. It has the mission of “Growth Through Banking For All”. It has been in operation in Nepal since 1994 A.D. Its joint venture partner is Punjab National Bank (PNB). PNB has 20% equity in Everest Bank Limited. It’s present shareholding pattern is 49.19% promoters, 30.78% general public, and 20.03% Punjab National Bank. It currently operates through 117 branches and 4 extension counters dedicated to customer service. Further, it operates 143 ATMs all over Nepal
2. Scope Of Study
Everest Bank Limited established with the slogan of “Consistent, Strong & Dependable”, aims to be a household name gaining the confidence of its shareholders, investors, depositors, and other interested parties. For this purpose, analysis of financial performance is a must. The analysis of financial performance manifests various aspects such as stability, profitability, solvency, and liquidity position of the organization. Information regarding such aspects of financial statements not only facilitates the users but also the bank itself to identify its strength and weakness. This will help the bank to formulate plans and policies for better operation in the future. Therefore, this report will portray the analysis of the financial statement of Everest Bank Limited.
Analysts track performance measures across financial statements using several different methods for financial performance analysis, including vertical, horizontal, and ratio analysis. This research focuses on the analysis of financial statements using various tools of ratio analysis. Statistical and financial ratios such as liquidity ratios, profitability ratios, leverage ratios, activity ratios as well as other relevant financial ratios will be used as data analysis procedures.
3. Statement of Problem
A statement of the problem is a brief description of an issue to be addressed or a condition to be improved upon. It aims in identifying and explaining the problem.
In the present context of Nepal, commercial banks have good performance. On the basis of the profitability and productivity of commercial banks, the public has confidence in their performance. However, various environmental factors, the state of the economy, the structure of capital and money market, government policies, taxation policies, and various internal factors have influenced upon financial performance and position of commercial banks. In these circumstances, it is highly useful to make the study on the financial statement of Everest Bank Ltd.
Profitability position and stock prices are the general factors considered for evaluating the financial performance of Everest Bank Ltd. However, one can raise the question, “Are these the only factors to reflect the performance of the bank?”
Thus, the main problem of the study is to inquire into the financial performance of Everest Bank Limited.
This study is targeted to find out answers to the following questions:
- What is the financial performance of Everest Bank Limited?
- Does the overall financial statement depict the financial position indicating any special strengths and weaknesses of the Bank?
- Is Everest Bank Limited utilizing its assets efficiently?
- Everest Bank Limited is considered to be operationally efficient. But how far it is efficient?
In this context, the main purpose of the study is to analyze the financial performance of Everest Bank Limited in terms of turnover, profitability, liquidity, and efficiency in operation.
4. Objective of the Study
It defines the purpose of this study. Simply, it helps to find out the answer to the questions stated above. The general objective of this study is to analyze the financial statements of Everest Bank Limited regarding the financial performance and position.
Other specific objectives are as follows:
- To evaluate the financial position of Everest Bank Limited.
- To analyze the financial performances through the use of appropriate financial and analytical tools.
- To identify the profitability position i.e. Earning per share (EPS), Dividend per share (DPS), and Return on Asset (ROA).
- To measure liquidity, solvency, and efficiency.
- To determine the past, present, and projected performance of the company.
5. Research Methodology
The research methodology is the process used to collect information and data. The methodology may include interviews, surveys, publications, research, and other research techniques.
5.1 Sources of Data Collection
Data can be collected from primary sources and secondary sources. Primary data are first-hand data collected through the direct involvement of the researcher whereas secondary data are second-hand data that are already collected by someone else and used by the researcher for his/her study. The major data used in this project report are collected through secondary sources.
5.2 Secondary Data:
Secondary data are those data, that have previously been gathered and can be accessed by researchers. Data in this project are collected from published as well as unpublished sources. Secondary data used in this project are listed below:
- Annual financial reports of Everest Bank Limited.
- Official website of Everest Bank Limited.
- Books and articles
6. Data Presentation and Analysis Tool
Various statistical, as well as financial ratios, are used for the analysis of data obtained in the due course of research. The obtained data is presented, tabulated, and graphed to analyze and achieve the goal of the study. The financial ratios used for data analysis are:
- Profitability ratios
- Liquidity ratios
- Assets management ratio
And other financial ratios
Further, the following tools have been used for data presentation:
- Bar diagrams
7. Chapter Plan
i) Chapter one – Introduction:
It deals with the introductory part. It consists of a background of the study, banking scenario in Nepal, the profile of the organization, statement of the problem, the objective of the study, review of literature, methods of data collection, limitations of the study, and definition of terms.
ii) Chapter two – Result and Analysis:
Chapter two deals with data presentation and analysis of results and findings. It exhibits a systematic presentation of data collection and analysis of results and findings of project work.
iii) Chapter three – Discussion and Conclusion:
Chapter three, the last chapter of the study focuses on evaluating and interpreting the results obtained. Further, it also deals with the present implication of results obtained and conclusions drawn useful for future studies.
8. Limitation of the study
Limitation tends to narrow the area of study. It is caused due various undeniable circumstances. The major limitations of this study are mentioned below:
- The Research is based on records of 3 fiscal years’ analysis only i.e. from FY 2072/2073 to FY 2074/2075.
- The researcher has used only some statistical tools for the presentation and analysis of data.
- Most of the data used in this study are based on secondary sources mainly the official website of Everest Bank Limited.
- The main focus is given to the quantitative aspect rather than the qualitative aspect.
- The study is based on Everest Bank Limited only.
- It is only for partial fulfillment of Bachelor of Business Studies (BBS).
- The required time duration to complete the proposed study is 1 month.
- Tentative Time Frame
BBS 4th year
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